Thursday 26 August 2010

French customer service. NOT!!

I don't know if anyone else can relate but I find that I need to vent.
In a big way.
Now.

Based on the fact that I now live in London but used to work in Paris, I have a bank account in both countries. Now imagine, if you will, that upon rising you decide over your morning coffee that you want to send money from your account in London to your account in Paris. We are not talking funds to reduce the debt of a small country but housekeeping or pin money. So that when I am next visiting my parents in France, I am at my ease when purchasing a frippery such as an eyeliner, an espresso or some postcards. Are you still with me because I want to be clear that I am sending my money from my account to my account?

Never having been into racketeering or money laundering, I was perplexed to find that my bank in Paris was not accepting my transfer from London and that it was hanging in limbo somewhere between MY two accounts. I found this out because the money just wasn't showing up in my online statements.

Rang my bank in Paris who told me to talk to my personal banker at my very own branch. I think I last visited this place when I lived off my parents and had a curfew so wasn't really on a first name basis with the person who occupies herself with my "compte." Sorry this just cracks me up in an Inspector Clouseau "Is that your Compte" way. But I digress.

It turns out my "compte" is suspiciously inactive for long periods of time (guffaw guffaw) and then I have the audacity to try to top it up with a hundred euros here and there. As to where my money is, she cannot look into the matter unless I send a fax requesting that she follow up. I am told in shocked tones that I may NOT email. That is to say, as I have not subscribed to the email service that would permit me to email her. She tells me that she will be able to look into the matter armed with this fax in a way that she is unable to without this piece of paper to hand. The subtlety is lost on me so I do some parallel thinking.

Having lived in the Soviet Union while growing up, this conversation could have gone two ways. Either I was going to have to go around or through whatever Gogolian scenario a bureaucrat was sending my way. A bottle of whiskey and a carton of cigarettes probably would have put us both in a weird contravention of banking etiquette and as this was not 1986 Moscow, definitely the wrong tack.

Going around her, the call center was able to confirm that the money was in limbo but now I needed to get it into my French account. Again I dialed the agent in charge of my "compte." She told me that as I had not sent a fax requesting that the funds be accepted, her hands were OBVIOUSLY tied. I sent a fax in my most flowery diplomatic language entreating her to accept the transfer and still nothing on my statement.

It turns out I had failed to add a photocopy of my passport which apparently proved beyond reasonable doubt that I was the very same housefrau who had been haranguing the call centre to accept her meagre pin money. When I cackled down the telephone at the keeper of my "compte" that she could see how surreal this was becoming she gathered herself and snapped back that without identification, Madam could be trying to access any number of "comptes".

Well I never!!

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